'TIS THE
SEASON
TO
SAVE
T
How to make
smart spending
choices for
gift giving.
he average person spends about
$1,000 a year on holiday gifts and
will take until July to pay it off. We
asked money coach Mikelann R. Valterra,
MA, AFC®, to share her top tips so you
won't fall victim to the holiday spending
hangover come January.
