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Splurge or Save: How to Make the Most of Your Home Décor Budget

illustration of two shelves with bowls, kettle, plants, photos, and books

While decorating your home is fun and allows you to showcase your personality, it can come with a hefty price tag. Luckily, not every piece has to break the bank. We’ve rounded up popular home furnishings and décor items and are sharing where you can splurge and where you should save so you can make the most of your home décor budget.

Living Room

decorated living room with brown couch, books, and a green accent chair

The living room is the place you go to socialize, entertain, and relax. The space with the most foot traffic, it should not only look beautiful, but also be functional for your lifestyle. The good news? You don't have to shell out cash for every single item. Here are our budget-friendly home décor living room recommendations: 

  1. Splurge: Couch

From those all-day Netflix binge sessions to afternoon naps, it's no secret that we spend a lot of time on the couch. Because the couch is one of the most-used pieces of furniture in our homes, it's important to invest in a piece that's comfortable, high quality, and durable--especially if you have kids or pets. Take your time and find something that looks good, feels good, and will last for years to come. 

  1. Save: Throw Pillows

Throw pillows are a cozy addition to any home and can drive the look and feel of your living room, but you don't need to bust your budget to buy them. Look for low-priced throw pillows that you can swap out seasonally or change in and out when you want to refresh a room.

Painting is also an easy and inexpensive way to refresh a room. Choose a mood-boosting paint color to lift your spirits and transform how you live. 


white kitchen with island and chairs and gray, white, and gold accents

The heart of the home, your kitchen sees a lot of action. While it needs to be well-crafted, it should reflect your style, too. Here's where you should (and shouldn't) spend your home décor money. 

  1. Splurge: Dining Table

Just like the couch, we spend a lot of time at our dining table and make some of the best memories there. When it comes to dining tables, you should stay away from trends and focus on purchasing something that's sturdy and will last. You can always switch out the chairs and centerpieces when you’re ready for a change or want to update your look.

  1. Save: Glassware & Tableware

Because we use glassware and tableware daily, it's hard to avoid wear and tear and the occasional broken dish--no matter how much money you spend. Take advantage of sales and frequent deals on kitchenware and save some money to put towards your dining table. Kitchen items to save on include:

  • Plates
  • Bowls
  • Cups
  • Wine glasses
  • Silverware

Want to revamp your countertops? This is what you should consider when choosing kitchen countertops


bedroom with white and gray walls and white bedding

The bedroom is the room you reset and recharge. It should be peaceful and have a relaxing atmosphere that encourages restfulness, and achieving that doesn't need to be expensive. Here's how to make the most of your home décor budget: 

  1. Splurge: Mattress

Sleep is crucial to our quality of life. Adults need an average of seven to nine hours of sleep each night, so it's essential to spend the extra money on a good and comfortable mattress. Take the time to test out various types of mattresses and determine what works for your sleeping style. Make sure to purchase one that’ll guarantee a restful night's sleep and stand the test of time.

  1. Save: Nightstands

Nightstands are typically an accent piece and don't need to be durable. Feel free to purchase something that’s functional, but still on the inexpensive side to add some flair to your bedroom.

The Takeaway: Budget-Friendly Décor is Possible 

That's right, home décor on a budget is possible. You can create a space you love without breaking the bank! To recap, here's where to splurge and where to save:


  • Couch
  • Dining table
  • Mattress


  • Throw pillows
  • Glassware & tableware
  • Nightstands 

Once you're finished with the inside of your home, the outside may need some TLC. Check out five ways to spruce up your backyard on a budget